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GPARM
A graduated payment adjustable rate mortgage.

Graduated Payment Mortgage (GPM)
A mortgage where the payments are scheduled to increase, usually annually, for a set number of years and then level off. GPM can be used with either fixed or adjustable interest rate, and usually has a 30-year term.

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Harbor Financial Mortgage is an Equal Housing Lender.
Harbor Financial Mortgage is a Mortgage and Lending Agency in San Antonio, TX that offers mortgage, home loan, refinance, and other lending services.