HARBOR FINANCIAL MORTGAGE HOME HARBOR FINANCIAL MORTGAGE
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picture of Scott Thomas
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gray pointer arrow Scott Thomas, CEO, Licensed Mortgage Broker


I'm the owner/broker of Harbor Financial Mortgage. I feel it is vital to maintain an impeccable business and personal relationship with everyone that I work with. I attend 100% of my closings and utilize every lender that I work with to obtain the best rates for my clients. I look forward to working with you and meeting all of your financing needs. I guarantee you will never be displeased with my company's services.

orange pointer arrow Click here to contact Scott Thomas

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picture of Katrina Guilmino
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gray pointer arrow Katrina Guilmino, Operations Manager


I'm a Texas native, born and raised in El Paso, Texas but relocated to San Antonio around the age of 8. I graduated from Churchill HS in 1999 and had a brief college experience before coming to work with Scott in September of 2002. The thing I like most about processing home loans is knowing that I'm helping people get their dream home. In my free time I enjoy reading, cooking, decorating my new home. I am enjoying my new married life with my husband Matthew and my two new lab puppies.

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gray pointer arrow Jerry Soriano, Loan Officer


Working under the tutelage of Scott Thomas, the founder and CEO of HFM, Jerry has quickly become an inspiring asset to the company, culminating a relationship that began over 2 decades ago while working for the government.

Mr. Soriano served our country as an Army Intelligence soldier in the late 80's and early 90's after obtaining his Top Secret Clearance from the government. He was honorably discharged from Kelly AFB in San Antonio, Texas after receiving numerous medals for his leadership and competent abilities.

Born and raised in NYC as the son of Native Dominican parents, Jerry proudly calls San Antonio his home. He is fluent in Spanish, and promises you integrity, commitment and professional service as a client. Meet Jerry Soriano today.

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gray pointer arrow Mark Gold, Loan Officer


Before I found myself in the mortgage industry in 1991, I owned a company in a different field. I needed a change from the daily stresses of owning a company, so I decided to become a mortgage professional. This gave me the flexibility I needed in a career and the opportunity to help people.

I have been married for 38 years and have 4 wonderful children that have grown to be successful adults. I am also proud to say that I have a new baby granddaughter that is just absolutely precious.

My goals as your loan officer have been the same for the last 15 years. I feel like the entire process of buying a home should go as smoothly as possible for my clients. I want to make sure everyone who wants to buy a home gets to buy a home and is pleased with the entire process.

I am best reached on my cell phone and I keep it on at all times so I can better assist everyone I work with. I look forward to sharing my knowledge and experience with all of you.

orange pointer arrow Click here to contact Mark Gold

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gray pointer arrow Patricia Barrett, Loan Officer


Patricia has been in finance and mortgage lending for over 10 years and offers the experience, professionalism and personal attention that you need to purchase your primary residence, second home or investment properties. She understands the special needs required to fit your distinctive financial requirements. Born and raised in San Antonio, she is involved in our community through organizations such as the Women's Council of Realtors, Alamo Heights and Greater Chamber of Commerce; Alamo Heights and Stone Oak Rotaries.

She will share your enthusiasm for your next Mortgage purchase and will be there for you from application to attending your closing.

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gray pointer arrow Mitchell Hinds, Loan Officer


I grew up in a small town in Oklahoma and to this day espouse many of the same philosophies I learned in that small town. My first job as a grocery clerk lasted 5 years, starting the summer before 8th grade until I moved away to college. My boss taught me so many things: punctuality, respect of others, courteousness, to plan my work, and community involvement.

I recently joined Harbor Financial Mortgage after working 7 years with a national homebuilder's mortgage company. This experience taught me the importance of organization, setting of expectations, and getting the deal to close on time all while keeping the best interests of the customer at the forefront.

By recently joining SABOR as an affiliate member, I look forward to establishing new relationships with realtors. In my spare time I enjoy golfing, yard work, and traveling with my better half Brenda.

orange pointer arrow Click here to contact Mitchell Hinds

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gray pointer arrow Mike Scallorn, Construction Manager, Licensed Mortgage Broker


Born and raised in Iraan, TX graduated college from Southwest Texas State University. Built residential custom homes and multi-family properties from 1972-1984. Managed the residential construction lending department of Gill Savwigs Association from 1985-1991. I have worked in the mortgage banking business specializing in new home construction lending from 1991 until today for Harbor Financial Mortgage with Scott Thomas.

I have built and financed new homes for over 30 years making home ownership possible for thousands in Texas. During this time I have seen and participated in dramatic changes throughout the mortgage industry. During my career, I have learned to tailor my borrower's construction and permanent loan programs to suit their individual needs.

Making home ownership possible has always and continues to be the most gratifying service that I have been capable of providing for my fellow Texans.

orange pointer arrow Click here to contact Mike Scallorn

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gray pointer arrow Bill Davis, Loan Officer


After graduating from Southwest Texas State University (Texas State) in 1980, I entered the multifamily construction business in the building boom of the 1980's. The "Oil Crunch" and subsequent S & L collapse caused my first career change. In 1985, I joined The US Dept of HUD as a realty specialist until 1991 when the improving economy dictated my second career change: I decided to combine my experience with my degrees in finance and economics to enter the mortgage industry. I believe I found my calling; with 15 years experience in the mortgage lending business I have arrived at Harbor Financial Mortgage.

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gray pointer arrow Beatrice Rivera, Loan Officer


I moved to San Antonio from Chicago in 1990. Soon after, due to a personal experience, I became extremely interested in the Real Estate business, including Mortgage Financing. I obtained my license in Real Estate in 1995 and worked for a builder as an onsite agent. It was not until 2001 that I became a Licensed Loan Officer and a Loan Processor.

Due to the diversity of my experience, I guarantee to have my Homebuyer's best interests at heart, from our initial meeting to our closing, as I attend all of my closings. I believe in communicating with my clients and their Real Estate Agents to keep everyone informed as to how your home buying experience is coming along.

orange pointer arrow Click here to contact Beatrice Rivera

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picture of Melissa Schulze
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gray pointer arrow Melissa Schulze, Loan Processor


I was born and raised in the beautiful city of San Antonio. I currently have a five year old daughter named Bailey who keeps me busy with all kinds of activities. I´ve had three great years in the mortgage industry as a Jr. Loan Processor. I recently joined the Harbor Financial team as an Assistant Loan Processor. I´m very excited for this opportunity and can´t wait to get you in your dream home.

orange pointer arrow Click here to contact Melissa Schulze

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gray pointer arrow Diana McCormack, Director of Marketing


Born into a military family, I have lived in 2 countries and 4 states, making Texas my home for the past 9 years. My hobbies include teaching and performing dance, traveling and of course, shopping. I´m excited about upcoming Spurs' dance auditions while marketing for Harbor Financial Mortgage. I've been in sales for 10 years, working in the furniture business with my mother, and then becoming a sales associate. I also attended college for a brief time as a Communication/Marketing major, then realized I wanted to start my career. Being skilled in developing and utilizing effective marketing techniques and promotions, I began working in multi-family living property management and after four years, I made the jump into the mortgage business. I am creative, fun, and an avid Spurs fan. You can call me your go-to-gal!

orange pointer arrow Click here to contact Diana McCormack

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picture of Jessica Gold
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gray pointer arrow Jessica Gold, Customer Service Representative


A graduate of The University of Kansas, I was born and raised in San Antonio, Texas. With a major in marketing and communications, I wanted to get a jump-start on my career. Working side-by-side with my father Mark Gold, a loan officer, I have grasped the learning process and flow of the business. I needed to start somewhere, so I am Harbor´s receptionist with duties to assist the processors on daily tasks. I enjoy spending time with friends and family, playing tennis, and planning a successful and rewarding career is my long term-goal.

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CALL US NOW 210.784.3900 | SCOTT THOMAS LICENSE #6216 | DISCLAIMER | PRIVACY POLICY | © 2008 HARBOR FINANCIAL MORTGAGE
Harbor Financial Mortgage is an Equal Housing Lender.
Harbor Financial Mortgage is a Mortgage and Lending Agency in San Antonio, TX that offers mortgage, home loan, refinance, and other lending services.